When you are talking about a semi-truck versus a car, it’s not unreasonable to think that death is well within the realm of possibility. Short of death, we see traumatic brain injuries (TBIs), internal bleeding, broken bones, and then anything up to and not as severe as that. That’s not to mention something most people don’t think about: the psychological trauma of being in a wreck and the fear that comes afterwards. Even getting back in your vehicle after being involved in a wreck, particularly one that was outside of your control, can be extremely difficult.

If the truck driver is 100% at fault, liability will fall on the insurance of the truck, which should step in to cover the damages. Obviously, it’s the truck driver who is literally responsible, plus their company that they worked for, but it’s going to be the insurance covering the vehicle that is going to step in and cover the damages.

The only time that filing a claim against an out-of-state vehicle (whether it’s a truck or something else) becomes complicated is when there’s been a hit and run and we have a license plate number but no insurance was listed on the police report. It’s very difficult for us to find insurance on vehicles that are out of state. For commercial vehicles and semi-trucks, we typically know they are going to have coverage on them, and it will be listed on the police report. Even your own personal auto insurance might be carried by an out-of-state carrier, so it’s not a problem for a semi-truck to be based in another state.

For more information on Commercial Vehicle Accidents in Kentucky, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (502) 791-8389 today.