Frequently Asked Questions
What Should I Do Immediately After an Auto Accident in Louisville, Kentucky?
After an auto accident, prioritize checking for injuries, and call 911 for medical help if needed. Notify the police to file an accident report. Gather contact and insurance information from each of the drivers involved, as well as statements and contact details from witnesses. Take photos of the scene, vehicle damage, and any injuries. Promptly seek medical treatment, even if you don’t feel seriously hurt, as some injuries take time to appear.
These steps can protect your ability to pursue monetary compensation with the guidance of an experienced personal injury attorney. When you seek medical attention, medical professionals create medical records that we can use to support your claim.
Depending on the details of your case, the Louisville personal injury attorneys at our law firm may be able to seek compensation for your injuries sustained in the collision, accounting for medical expenses, lost wages, pain and suffering, emotional distress, and other economic damages and non-economic damages, depending on the facts of your case.
Contact a personal injury law firm to request a free case evaluation if you have an auto claim or suffered injuries in a crash. Our experienced Louisville personal injury lawyers at Emery Law Office are prepared to protect your rights and guide you throughout your case.
What Types of Damages Can Be Claimed in Personal Injury Cases?
Personal injury claims in Kentucky allow you to seek recovery for economic damages like medical bills and lost income, as well as for more subjective losses categorized as non-economic damages, such as pain and suffering, emotional distress, and mental anguish.
The types and extent of damages depend on your specific injuries, the impact on your quality of life, and the medical expenses and other treatment required.
What Is the Statute of Limitations for Personal Injury Cases in Kentucky?
The time limit to file an accident or injury claim in Kentucky depends upon the type of case:
- Kentucky Law requires that personal injury lawsuits be filed within one year of the accident date.
- For auto accidents, Kentucky Law generally provides a two-year window, starting from the date of the accident or the last payment of no-fault benefits.
Consult a personal injury attorney quickly to avoid missing these deadlines. Our Louisville injury lawyers at Emery Law Office can guide you, starting with a free case evaluation.
Do I Have to Accept the Insurance Company’s Settlement Offer?
No, you are not obligated to accept a settlement offer from the insurance company. These offers are typically lower than what your claim might be worth.
Consult our Louisville personal injury law firm for a free case evaluation to help you determine whether the settlement offer is fair or if you should pursue further negotiation or take legal action through a lawsuit.
How Can I Seek Compensation Following an Auto Accident with an Uninsured or Underinsured Driver?
In Kentucky, if the at-fault driver has no insurance or insufficient coverage, your own uninsured/underinsured motorist (UM/UIM) policy may be an option to claim compensation for your damages.
Kentucky Law requires insurers to offer UM coverage, though you may opt out in writing. It is often wise to carry significant UM/UIM coverage to protect yourself. At Emery Law Office, we can even review your current insurance coverage to make sure you are prepared in case of a collision.