FAQs

Frequently Asked Questions

• What Should I Do Immediately After an Auto Accident in Louisville, Kentucky?

  After an auto accident, prioritize checking for injuries, and call 911 for medical help if needed. Notify the police to file an accident report. Gather contact and insurance information from each of the drivers involved, as well as statements and contact details from witnesses. Take photos of the scene, vehicle damage, and any injuries. Promptly seek medical treatment, even if you don’t feel seriously hurt, as some injuries take time to appear.

  These steps can protect your ability to pursue monetary compensation with the guidance of an experienced personal injury attorney. When you seek medical attention, medical professionals create medical records that we can use to support your claim.

  Depending on the details of your case, the Louisville personal injury attorneys at our law firm may be able to seek compensation for your injuries sustained in the collision, accounting for medical expenses, lost wages, pain and suffering, emotional distress, and other economic damages and non-economic damages, depending on the facts of your case.

  Contact a personal injury law firm to request a free case evaluation if you have an auto claim or suffered injuries in a crash. Our experienced Louisville personal injury lawyers at Emery Law Office are prepared to protect your rights and guide you throughout your case.

• What Types of Damages Can Be Claimed in Personal Injury Cases?

  Personal injury claims in Kentucky allow you to seek recovery for economic damages like medical bills and lost income, as well as for more subjective losses categorized as non-economic damages, such as pain and suffering, emotional distress, and mental anguish.

  The types and extent of damages depend on your specific injuries, the impact on your quality of life, and the medical expenses and other treatment required.

• What Is the Statute of Limitations for Personal Injury Cases in Kentucky?

  The time limit to file an accident or injury claim in Kentucky depends upon the type of case:

  • Kentucky Law requires that personal injury lawsuits be filed within one year of the accident date.
  • For auto accidents, Kentucky Law generally provides a two-year window, starting from the date of the accident or the last payment of no-fault benefits.

  Consult a personal injury attorney quickly to avoid missing these deadlines. Our Louisville injury lawyers at Emery Law Office can guide you, starting with a free case evaluation.

• Do I Have to Accept the Insurance Company’s Settlement Offer?

  No, you are not obligated to accept a settlement offer from the insurance company. These offers are typically lower than what your claim might be worth.

  Consult our Louisville personal injury law firm for a free case evaluation to help you determine whether the settlement offer is fair or if you should pursue further negotiation or take legal action through a lawsuit.

• How Can I Seek Compensation Following an Auto Accident with an Uninsured or Underinsured Driver?

  In Kentucky, if the at-fault driver has no insurance or insufficient coverage, your own uninsured/underinsured motorist (UM/UIM) policy may be an option to claim compensation for your damages.

  Kentucky Law requires insurers to offer UM coverage, though you may opt out in writing. It is often wise to carry significant UM/UIM coverage to protect yourself. At Emery Law Office, we can even review your current insurance coverage to make sure you are prepared in case of a collision.

• What Are the Differences Between Truck Accidents and Car Accidents?

  Truck wreck cases tend to involve more severe injuries and losses due to the size and weight of commercial vehicles. Liability is often more complicated in truck accident cases, as multiple parties such as trucking companies, drivers, and equipment manufacturers might share responsibility. Federal and state trucking regulations also come into play.

  Our Louisville personal injury attorneys represent victims in many varieties of car accident and truck accident claims, fighting to prove other parties’ negligence and seeking the maximum compensation under the law.

• What Should I Know About Insurance Requirements for Kentucky Drivers?

  Kentucky drivers must carry minimum insurance coverage, including $25,000 for bodily injury per person, $50,000 per accident, and $25,000 for property damage.

  Additionally, Kentucky is a no-fault state, which means that if you have incoming medical bills, your own insurance covers the initial medical expenses under Personal Injury Protection (PIP), regardless of fault.

• How Long Does It Take to Resolve a Personal Injury Case?

  The timeline for resolving a personal injury claim in Louisville, Kentucky varies significantly based on the injury’s severity, the complexity of the case, and the willingness of insurance companies to negotiate.

  Simple personal injury claims may settle in a few months, while more complex cases involving serious injuries or litigation may take over a year.

  Consult the experienced legal team at our Louisville injury law firm for a free case review. We can assess the details in your claim during your free case evaluation, guiding your first steps and estimating the duration of your case.

• Can I File a Personal Injury Lawsuit After the Statute of Limitations Has Expired?

  Once the statute of limitations has expired, the court will likely dismiss your case, and you will lose the right to pursue compensation. There are some exceptions that can potentially extend this deadline, such as tolling for minors or if the defendant is avoiding service, but you need to act quickly to protect your case.

  During a complimentary initial compensation, the skilled legal team at our law firm can assess your options and guide your first steps following a personal injury accident in Louisville.

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