What happens if you are in an accident while riding in Uber or Lyft?

As a passenger, you may have several layers of protection. Personal injury protection (PIP) benefits may help pay medical bills and lost wages regardless of fault, and for a passenger, PIP generally comes first from the insurance covering the vehicle you were riding in.

Once a driver accepts a ride, the rideshare company’s higher-limit coverage applies, and Kentucky requires that coverage to include uninsured and underinsured motorist protection. A rideshare accident lawyer can review which policies apply and in what order.